Copyrights and Privacy Policy
In common with other websites, log files are stored on the web server saving details such as the visitor’s IP address, browser type, referring page and time of visit. Cookies may be used to remember visitor preferences when interacting with the website. Where registration is required, the visitor’s email and a username will be stored on the server.
How the Information is used
The information is used to enhance the visitor’s experience when using the website to display personalized content and possibly advertising. E-mail addresses will not be sold, rented or leased to 3rd parties. E-mail may be sent to inform you of news of our services or offers by us or our affiliates.
Visitor Options
If you have subscribed to our service, you may unsubscribe by following the instructions which are included in e-mail that you receive. You may be able to block cookies via your browser settings but this may prevent you from access to certain features of the website.
No individual who is not so authorized shall obtain or seek to obtain personal and financial customer information. No individual with authorization to access personal and financial customer information shall share that information in any manner without the specific consent of a firm principal. Failure to observe JCD Wellness, Inc. procedures regarding customer and consumer privacy will result in discipline and may lead to termination.
Sharing Nonpublic Personal and Financial Information
JCD Wellness, Inc.is committed to the protection and privacy of its customers’ and consumers’ personal and financial information to will not share such information with any affiliated or nonaffiliated third party except:
- When necessary to complete a transaction in a customer account, such as with the clearing firm or account custodians.
• When required to maintain or service a customer account.
• To resolve customer disputes or inquiries.
• With persons acting in a fiduciary or representative capacity on behalf of the customer.
• With persons assessing compliance with industry standards, or to the attorneys, accountants and auditors of the firm.
• In connection with a sale or merger of corporates’ business.
• To protect against or prevent actual or potential fraud, identity theft, unauthorized transactions, claims or other liability.
• To comply with federal, state or local laws, rules and other applicable legal requirements.
• In connection with a written agreement to provide investment management or advisory services when the information is released for the sole purpose of providing the products or services covered by the agreement.
• In any circumstances with the customer’s instruction or consent.
Authorization of Use
JCD Wellness, Inc. hereby authorizes any person to access this Website for informational purposes only.Wereserve the right to terminate access to this Website at any time without notice. The data, information and material included in this Website is copyrighted JCD Wellness, Inc. All rights are reserved under the copyright laws of the United States of America.
No part of this Website can be redistributed, copied or reproduced without the prior written consent of JCD Wellness, Inc.
No Warranties
The user of this Website assumes all responsibility and risk for the use of this Website and the Internet generally. JCD Wellness, Inc. and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Website or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement. JCD Wellness, Inc. and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Website without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Website. No advice or information given by JCD Wellness, Inc. or its affiliated companies shall create any warranty. Neither JCD Wellness, Inc. nor its affiliated companies warrants that the data, information and material included in the Website or on the Internet will be uninterruptible or error free or that any data, information, software or other material accessible from this Website is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us for additional information.
Disclaimer of Liability and Links
In no event shall JCD Wellness, Inc. or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Website or on the Internet generally or on any other basis.
Although this site includes links providing direct access to other Internet sites, JCD Wellness, Inc. and its affiliated companies take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.
Electronic Communications
JCD Wellness, Inc. will not be deemed to have accepted any electronic communication unless JCD Wellness, Inc. provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication.
When JCD Wellness, Inc. sends any electronic communication, they will assume the communication was received intact by the intended recipient. The recipient of such message must notify JCD Wellness, Inc. if the transmission was not received or was not received in a readable format.
Security
Despite the security measures taken by JCD Wellness, Inc. there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and JCD Wellness, Inc. disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for a purchase transaction who is concerned about maintaining the security of their personal information may mail the information to JCD Wellness, Inc.
Privacy Statement
JCD Wellness, Inc. is committed to protecting your privacy as a visitor to this Website and as our customer. To our visitors and to our customers, we offer this pledge.
JCD Wellness, Inc. is the owner of the information, which is collected on this Website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for account user, when you purchase a product from us, and when you send an e-mail to us from this Website or when you complete a web form requesting personal identifiable information.
Cookies
We transmit non-personally identifiable information to third party service providers (e.g., Google) that collect website statistics. We may also transmit non-personally identifiable information to third party service providers that may use such information during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you.
One method of collecting such information is through the use of cookies. A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Website. We may utilize a short-lived form of cookie when you visit this site. At JCD Wellness, Inc. a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server.
Use of cookies helps us to improve our Website and to deliver a better and more personalized service by enabling us to: estimate our audience size and usage patterns; store information about your preferences allowing us to customize our Site according to your individual interests; speed up your searches; and recognize you when you return to our Website. You may refuse to accept cookies by activating the appropriate setting on your browser. However, if you activate such a setting, you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Website for more than 20 minutes. Should a previous visitor to our Website return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
Copyright
JCD Wellness, Inc. logo, and other marks, including the names of various products and services described within and offered by companies represented by JCD Wellness, Inc. and its subsidiaries are service marks of these companies.
Permission to use, copy and distribute these materials without fee is hereby granted, for non-commercial purposes, provided that the material is unaltered and JCD Wellness, Inc. copyright notice appears in all copies.
Use of this site shall be governed by and construed in accordance with the laws of our state of business, without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in our state of business.
Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.
Changes To This Privacy Policy
We may update our Privacy Policy from time to time so we reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes. We will notify you of any changes by posting the new Privacy Policy on this page.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. If you have any questions about this Privacy Policy, please contact us.
